Professional Master Thesis: Banking Risk Management

In today’s rapidly evolving and uncertain environment, traditional and static approaches to risk management are increasingly inadequate. Banks and financial institutions face complex threats from multiple sources—ranging from internal risks such as unethical or illegal employee behaviors to external dangers like cybercrime, geopolitical tensions, and climate change. These challenges are unlikely to diminish in the foreseeable future. As a consequence, risk management functions must become more agile and adaptive, guiding organizations through a complex and ever-changing landscape of risks and opportunities. This requires meeting the diverse and evolving expectations of key stakeholders: regu lators, legislators, shareholders, customers, and the broader community, while ensuring resilience and sustainable growth. Through academic research and practical knowledge gained at PwC, I will present a real-practice understanding of the risk management framework within the banking envi ronment. In the presentation section, I will walk you through my internship at PwC, examining what I did there, what I learned, what challenges I faced, and how this experience has helped defined my future career plans. On the other hand, in the section dedicated to the academic research, I will integrate formally the most common features of the typi cal banking risk, especially focusing on the impact of regulatory requirements and risk management practices.